What is it?

A temporary rate buydown creates an opportunity for a buyer to make lower monthly mortgage payments during the first 1-3 years. This is made possible by lowering the interest rate for that window of time. For example:

If the interest rate is currently 6.5%, the Seller could buy down the Buyer's interest rate on a new loan, say 4.5% for 24 months. 

Not only does the buyer have lower monthly payments for the first 1-3 years, but they also pay less in interest over the duration of the loan.

How does it happen?

When this incentive was initially developed, the buy down was paid for by the seller, who made up the difference to the loan company. These days, many lending companies themselves are offering this option to sellers…

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What You Need to Know About Taking Care of Your Corner of Paradise

One pro of living in Hawaii is the mild seasons. The lack of snow, sleet, and other freezing conditions remove some tasks from a home-owners annual to-do list.

But what sort of home maintenance do you still need to consider when living in paradise? 

Water Water Water

Keep an eye out for leaks, indoor and outdoor. This will save you time and money no matter what part of the country you live in. Also, according to Handy Andy Hawaii: The average lifespan of a water heater is roughly 15 years! Checking the pressure relief valve will help you get the most milage out of yours.

Clean Your Gutters

We don't get snow, but we do get rain! And with all the fresh foliage blooming…

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Buying and/or selling a home can feel exciting and daunting at the same time. Between navigating complicated paperwork, local regulations, rules, and laws, and considering important property information, a good agent is a game changer.

But how do you know an agent is good for you? Here are some things to look out for:


We know, this feels like a no-brainer. Remember that experience comes in all shapes and sizes. Asking your potential Realtor® about all their relevant experience is critical because they can impart important information from working on previous transactions, knowledge of the history and nature of the properties, and of course current and past market conditions.    

They Have Multiple Certifications

Did you know…

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The Maui Real Estate market isn’t rocket science, but it can feel like it. To help you better understand the state of the market as of September 2022, we’ve broken down the Real Estate Association of Maui’s monthly report into some bite-sized pieces. CLICK HERE FOR THE FULL SEPTEMBER 2022 REPORT.

If you're interested in buying or selling a home and would like to work with someone who knows the ins and outs of Maui Real Estate, reach out to one of our experienced Realtors!

95 E LIPOA ST. SUITE A 201 KIHEI, HI 96753 - 8182
PHONE: (808) 879 -3402


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There are several benefits to becoming a Hawaii resident. Read our blog post about it here.

According to FreeTaxUSA:

In other words, a year of residency typically means you’ve paid taxes in the state of Hawaii, making you eligible for residency.

The State of Hawaii has a helpful page of resources on becoming a resident here. But if it still feels really overwhelming to you, don’t worry! We’re going to help you break it down:

Step 1: Get a Hawaii State driver’s license and register your vehicle.

     For your license, make a DMV appointment and make sure you have all the required documents beforehand.

     Most of the time the DMV requires you to have separate appointments for separate needs, so you might want to register your…

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The upside to living on Maui? It’s paradise! The reality? It’s not heaven. That being said, it’s worth it when you compare the pros and cons.

Maui Lifestyle 

The Pros

  •       The weather. 65°F to 88°F, and rarely below 58°F or above 90°F. With warm rains during ‘winter’ and trade winds during the summer, what more could you ask for? Residents know this saying is true: “If you don’t like the weather in Maui, drive 10 minutes down the road, it’s probably different.”
  •       Fresh produce. Many fruits and vegetables grow happily in Maui. (Lovers of starfruit and papayas, this is the place for you!)  Check out this blog post from Pride of Maui for the best locally grown markets happening all week.
  •       The Celebrations! From first birthdays to…

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Why learn Hawaiian terminology?


You may know “Aloha” and “Mahalo”, but there are many more Hawaiian words and phrases with nuanced meanings that you can use to express yourself!


Also, despite being one of the oldest living languages, it is only spoken only by about 0.1% of the people who live in Hawaii  today.

 Our Favorite Words and Phrases

  •       “E komo mai”  -welcome

  •       “E Aloha Kekahi i Kekahi” - love one another

  •       “Lanai” -  patio or balcony.

  •       “Waina” -Wine!

  •       “Pupu” Platter – plate of appetizers

  •       “Pomaika’i” -good luck or good fortune

  •       “Kuleana” – responsibility

  •       “Pau hana” - time after work

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